Partner products

Floor plan finance

Grow sales confidently with extended payment terms

At BNP Paribas Leasing Solutions, we empower manufacturers and distributors across key sectors like construction, agriculture, transportation, materials handling and IT to supercharge their dealer networks with our industry-leading floor plan finance solutions (also known as inventory finance or wholesale finance). 

We break down cash flow barriers by extending dealer payment terms for the purchase of inventory, enabling faster order fulfilment and slick supply chains that drive sales growth. With floor plan finance, manufacturers and distributors can enjoy improved liquidity and optimised inventory management, and dealers can confidently close more deals with immediate access to inventory and our flexible retail financing solutions.

Benefits of floor plan finance for manufacturers and distributors

Increased sales

Offering extended payment terms to dealers can open up new markets and attract more dealers, leading to increased overall sales volume.

Improved liquidity

Receive payment earlier for sold equipment, boosting your cash flow and liquidity.

Enhanced dealer relationships

Providing valuable financial support to dealers can strengthen partnerships and increase loyalty, leading to a more stable and reliable sales channel.

Optimised inventory management

Floor plan financing helps you to manage inventory levels more effectively by aligning production with dealer demand, reducing the risk of overstocking and associated costs.

Reduced credit risk

We cover credit defaults, reducing your risk from dealer debts, offering additional financial security.

Benefits of floor plan finance for dealers

Improved cash flow

Dealers can access inventory without depleting working capital and pay for it as it’s sold, freeing up capital to be used in other areas of the business.

Increased sales potential

Having inventory readily available creates more sales opportunities. Coupled with our retail leasing solutions, dealers can provide flexible financing options to customers, resulting in increased sales volume.

Reduced risk

Floor plan financing helps dealers to minimise the risk of overstocking by aligning inventory with actual demand, reducing the financial burden of unsold equipment.

Flexible repayment options

Benefit from manufacturer or distributor payment terms that vary according to dealer sales cycle and volume, providing additional cash flow flexibility.

Introducing COPILOT: Your digital floor plan finance control centre

Stay on top of your floor plan finance transactions with COPILOT, a powerful digital platform that streamlines information access and management for manufacturers, distributors, and dealers. 

With COPILOT, you’ll experience:

  • Increased efficiency in floor plan finance operations
  • Enhanced visibility and control over your floor plan finance account
  • Improved decision-making through data-driven insights
  • Reduced risk through timely monitoring of credit lines and exposures
  • Streamlined accounting processes

Streamline your financial operations, drive revenue growth

Discover how our floor plan finance programmes can unlock financial flexibility and fuel your business expansion.